Financial Statement Audit & Review Services

Summit Advisory provides independent financial statement audits and financial reviews for businesses, nonprofits, municipalities, and private companies. We deliver the level of assurance your stakeholders require — from limited assurance reviews to full GAAS-compliant audits with independent opinions.

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GAAS Compliant GAAP Reporting Independent Audit Opinion Financial Reviews Compilations

Audit vs. Review vs. Compilation — Which Do You Need?

Not every organization needs a full audit. The right level of financial statement assurance depends on who is requesting the engagement and what decisions they need to make.

FeatureCompilationReviewAudit
Level of AssuranceNone — presentation onlyLimited assuranceHighest — independent opinion
Internal Control TestingNoNoYes
Transaction VerificationNoLimited analytical proceduresYes — substantive testing
Auditor Independence RequiredNoYesYes
Common Use CasesInternal management, tax prepLenders, private investors, boardsRegulators, bond markets, federal grants, large lenders
GAAS Standard AppliedAR-C Section 80AR-C Section 90AU-C Sections 200–800

Not sure which level you need? We'll help you determine the right engagement during a free initial consultation.

Financial Statement Services We Provide

Whether you need a full audit opinion or limited-assurance review, Summit Advisory delivers accurate, timely financial statement engagements tailored to your organization's size and requirements.

Financial Statement Audit

Full GAAS-compliant audit of your balance sheet, income statement, cash flows, and disclosures. Includes testing of transactions, internal control evaluation, and an independent auditor's report for use with regulators, lenders, and boards.

Financial Review

Limited assurance engagement applying analytical procedures and inquiries to your financial statements. Provides a review report suitable for lender covenants, private investors, and board reporting where a full audit is not required.

Compilation Services

Presentation of management-provided financial information in standard financial statement format without assurance. Appropriate for internal reporting, tax preparation support, or management's use.

Nonprofit Financial Statement Audit

Financial statement audits for 501(C)3 organizations under GAAP, including FASB ASC 958 reporting requirements. Covers revenue recognition, net asset classification, functional expense allocation, and donor restriction compliance.

Agreed-Upon Procedures

Targeted procedures applied to specific financial elements or controls as agreed upon with you and defined users. Useful for lender due diligence, grant reporting, or targeted compliance verification without a full audit.

Audit Readiness Consulting

Pre-audit preparation services to organize documentation, assess internal controls, and identify potential issues before fieldwork begins — reducing timeline, cost, and disruption during the audit engagement.

Our Financial Statement Audit Process

1

Scoping & Engagement Planning

We review financial records, assess audit risks, and define the scope and timeline. You receive a clear engagement letter outlining all deliverables before work begins.

2

Documentation & Preparation

We work with your team to organize supporting documentation and develop an audit checklist to ensure all required records are ready before fieldwork begins.

3

Fieldwork & Testing

We test transactions, verify balances, evaluate internal controls, and review disclosures — identifying misstatements and confirming the accuracy of your financial statements.

4

Report Issuance

We issue the audit report with our independent opinion — unmodified, qualified, or otherwise as warranted — along with findings, recommendations, and a management letter if applicable.

Frequently Asked Questions

What is the purpose of a financial statement audit?

A financial statement audit provides independent assurance that your financial statements are accurate and free from material misstatement — giving stakeholders, lenders, and regulators confidence in your reported financial position.

What is the difference between an audit and a review?

An audit provides the highest level of assurance through substantive testing of transactions and internal controls, resulting in an independent opinion. A review provides limited assurance using analytical procedures — it does not include testing or an opinion on fairness.

How long does a financial statement audit take?

A standard audit for a small to mid-size organization typically takes 4-8 weeks from the start of fieldwork to report issuance. Timeline depends on organizational complexity and the completeness of documentation at the engagement start.

Who requires an audit?

Lenders with audit requirements in loan covenants, nonprofit funders and grant agencies, bond issuers, regulators, and companies preparing for acquisition or investment typically require audited financial statements.

Get the Right Level of Assurance for Your Organization

Schedule a free consultation — we'll identify the right engagement type for your situation at no cost.